How to Acquire International Moving InsuranceWhen moving abroad, you biggest concern should be protecting your belongings. Many people try to avoid spending additional money on purchasing insurance, but this is too risky. You should always keep in mind , that many things can happen during transportation and your stuff need to be fully and appropriately protected. The best way to protect your belongings during transportation is to obtain an international moving insurance. Just like the domestic moving insurance, an international one will cover damages or loss of your belongings during shipment.

Truth is, there is no uniform international moving coverage, which is used by all companies, so you need to be informed in order to know how to obtain the one which will comply with  your needs and requirements. There are a number of ways to find the information you need, which includes contacting an international moving company or a broker agency to find out the best way to protect your belongings during overseas transportation.

However, in this article you can find some basic guidelines , to choose a moving insurance.
First, you need to know what are the different types of international moving coverages.
Basically, there are three types which you can choose from: all risk marine cargo insurance, full replacement value and total loss marine cargo insurance.

All risk insurance

According to the specialists, this is the best type of insurance since it is the most comprehensive and protective coverage. However, remember that you can purchase and use this type , when your belongings have been packed by professionals, not by you. The insurance will not cover items, which are damaged during packing, if it is not due to the company's negligence. The insurance covers all your goods and is for full compensation in case of loss or damages. When using this type you have to present a document , which lists every item you are going to ship overseas. If you are really concerned with the safety of your belongings , during transportation, I suggest you use this type of insurance, since it covers all the items you are going to ship overseas.

Lump Sum

This is the second type of insurance , which you list only the items that are valued at the minimum prices, requested by the moving company. As the name suggests , you declare a lump sum amount , which reflects the total coverage that you want for your shipment. If you are using this type of coverage, keep in mind that only the items you have listed and declared a lump sum amount on will be covered in case of damages. Because lump sum cannot cover all the items you have prepared for shipment,  I suggest you list only the most fragile ones to be transported by international company. Don't risk having an easily breakable item not protected by an insurance. If you think it is going to cost you more than you can afford to pay, you can take smaller items with you.

Total Loss

This is the last option for you to choose from. As the name implies, this type of coverage applies only when your belongings have been totally lost. The total lost coverage will not compensate you for individually lost items. Your whole shipment should be missing for a total lost to apply.

These are the three most commonly used types of coverage. Knowing when each one of them applies will help you decide which will answer to your personal needs and requirements. Although, these are basically the same types like domestic insurance, keep in mind , that they could be a little more expensive to purchase.